> For the complete documentation index, see [llms.txt](https://docs.credprotocol.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.credprotocol.com/developers/credit-oracles.md).

# Credit Oracles

Cred Protocol provides credit oracles that enables smart contracts to incorporate credit risk into their decision processes, whether it's qualifying access to a product, personalizing the product experience or informing the terms of a loans, Cred's score can be accessed on-chain on Ethereum and Arbitrum mainnet.