Skip to main content
GET

Overview

Returns a credit score (300-1000) for the specified Ethereum address based on on-chain activity analysis.
Scores are calculated using the Andromeda scoring model and cached for 5 minutes.

Path Parameters

string
required
Ethereum address or ENS name (e.g., vitalik.eth or 0x742d35Cc6634C0532925a3b844Bc9e7595f0Ab17)

Response

string
The resolved Ethereum address (checksummed)
integer
Credit score between 300 and 1000
integer
Score decile from 1 to 10
string
Score range: low, fair, good, very_good, or excellent
string
The scoring model version (currently andromeda_1.1)
string
ISO 8601 timestamp when the score was calculated
array
Optional array of score factors (when include_factors=true). Each factor includes label, rating, and description.
string
How completely the address’s lending events had been read when the score was computed: complete, partial, pending or failed
boolean
true when credit_events_coverage is not complete. The score may not yet reflect the address’s repayments and liquidations.

Provisional Scores

The first time an address is scored, its lending history is read from the chain. For most addresses this completes within the request. For an address with a long history it can take longer, and the response is returned before it finishes:
The rest of the history is read in the background, usually within a few seconds. Request the score again to get the complete result. A provisional score is never cached for more than 30 seconds.
A provisional score can be higher than the final score, because liquidations that have not been read yet are not counted. If you use scores to make credit decisions, check provisional and retry before acting.

Score Ranges

Scoring Factors

The Andromeda model considers:
  • Wallet Age: How long the address has been active
  • Transaction History: Volume and frequency of transactions
  • DeFi Activity: Lending, borrowing, and liquidity provision
  • Asset Holdings: Token and NFT portfolio value
  • Repayment History: DeFi loan repayments and liquidations